Nate Gillette, AIA, LEED-AP O+M, REALTOR

About Nate Gillette

Nate Gillette, AIA, LEED-AP O+M, NCARB, is the President of Natura Architectural Consulting and a licensed architect with 21 years of experience in multifamily, affordable housing, and commercial real estate due diligence. He leads architect-directed Property Condition Assessments, Construction Loan Monitoring, and Architectural Document Reviews for lenders, equity investors, and developers under HUD, Fannie Mae, Freddie Mac, USDA RD, and LIHTC protocols nationwide. Nate is an active ASTM International committee member and Co-Chair of WK88985, the working group developing standards for Property Resilience Assessments. He is also an Editorial Advisory Team member and contributing writer for Retrofit Magazine.

About Nate Gillette

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Here are my most recent posts

What Your PCA Should Tell You Before You Close
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What Your PCA Should Tell You Before You Close

Property Condition Assessments

What Your PCA Should Tell You Before You Close

A property condition assessment (PCA) lands in your inbox days before closing, runs 80 pages, and sits in a folder. Most people skim the executive summary, check the total, and move on. That is a missed opportunity. A good PCA is not just a list of problems. It is a decision tool, and what your [...]

By Nate Gillette|October 15th, 2026|Property Condition Assessments|0 Comments

Debt PCA vs. Equity PCA: Why One Property Needs Two Different Reports
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Debt PCA vs. Equity PCA: Why One Property Needs Two Different Reports

Property Condition Assessments, Uncategorized

Debt PCA vs. Equity PCA: Why One Property Needs Two Different Reports

Two parties can order a property condition assessment (PCA) on the same building in the same month and need completely different things from it. A lender refinancing the property wants a debt PCA that shows whether the reserves are sized correctly. A buyer or equity investor wants an equity PCA that shows what is wrong [...]

By Nate Gillette|October 13th, 2026|Property Condition Assessments, Uncategorized|0 Comments

Four Misconceptions About ADA and Fair Housing Accessibility Laws — And Why They’re Costing Owners Money
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Four Misconceptions About ADA and Fair Housing Accessibility Laws — And Why They’re Costing Owners Money

Multifamily Housing

Four Misconceptions About ADA and Fair Housing Accessibility Laws — And Why They’re Costing Owners Money

At NAC, we walk through multifamily properties every day. And one thing we hear regularly — from owners, operators, and yes, sometimes even auditors — are confident statements about accessibility compliance that simply aren’t accurate. The problem isn’t that people don’t care. It’s that the rules are genuinely complex, and the stakes for getting them [...]

By Nate Gillette|May 27th, 2026|Multifamily Housing|0 Comments

Why Affordable Housing Matters — And Why We Keep Showing Up to Facilitate It
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Why Affordable Housing Matters — And Why We Keep Showing Up to Facilitate It

Affordable Housing

Why Affordable Housing Matters — And Why We Keep Showing Up to Facilitate It

May is Affordable Housing Month — a time to recognize the people, programs, and projects that make it possible for working families, seniors, veterans, and individuals with disabilities to have a safe, stable place to call home. At Natura Architectural Consulting, we work in this space every day. And every day, we are reminded of [...]

By Nate Gillette|May 18th, 2026|Affordable Housing|0 Comments

Property Resilience Assessments for LIHTC Transactions: What Lenders and Equity Investors Need to Know
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Property Resilience Assessments for LIHTC Transactions: What Lenders and Equity Investors Need to Know

Property Resilience Assessment

Property Resilience Assessments for LIHTC Transactions: What Lenders and Equity Investors Need to Know

Affordable housing assets carry a long tail of financial obligations. A Low-Income Housing Tax Credit (LIHTC) deal is typically underwritten against a 15-year compliance and regulatory agreement period — and in many cases, the physical asset is expected to perform well beyond that. When a property's long-term viability depends on sustained occupancy, income, and regulatory [...]

By Nate Gillette|May 12th, 2026|Property Resilience Assessment|0 Comments

Construction Loan Monitoring vs. LIHTC Equity Investor Monitoring
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Construction Loan Monitoring vs. LIHTC Equity Investor Monitoring

Construction Management

Construction Loan Monitoring vs. LIHTC Equity Investor Monitoring

If you've been through a LIHTC deal, you've probably had two different inspectors knocking on your door — one representing the lender, one representing the tax credit equity investor. They might both be reviewing the same construction site, but they're asking very different questions. Understanding the difference between these two roles isn't just useful trivia. [...]

By Nate Gillette|May 7th, 2026|Construction Management|0 Comments

What Every LIHTC Lender Should Know About the AIA Contract
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What Every LIHTC Lender Should Know About the AIA Contract

Due Diligence

What Every LIHTC Lender Should Know About the AIA Contract

If you are a lender or equity investor closing a LIHTC construction or rehabilitation transaction, the AIA contract is almost certainly sitting in your closing package. You may have a lawyer review it for legal risk. You may have a financial underwriter check the contract sum against the sources and uses. But unless you have [...]

By Nate Gillette|April 27th, 2026|Due Diligence|0 Comments

What Is ASTM E3429? A Plain-Language Guide for Real Estate Lenders and Investors For Property Resilience Assessments
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What Is ASTM E3429? A Plain-Language Guide for Real Estate Lenders and Investors For Property Resilience Assessments

Due Diligence

What Is ASTM E3429? A Plain-Language Guide for Real Estate Lenders and Investors For Property Resilience Assessments

If you've been hearing the term "Property Resilience Assessments" in due diligence conversations lately, you're not imagining it. ASTM International published a new standard in October 2024 — ASTM E3429, the Standard Guide for Property Resilience Assessments — and it's beginning to show up in lender discussions, investor underwriting conversations, and industry conferences across the [...]

By Nate Gillette|April 23rd, 2026|Due Diligence|0 Comments

5 ALTA Survey Red Flags That Can Derail a Real Estate Closing
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5 ALTA Survey Red Flags That Can Derail a Real Estate Closing

Due Diligence

5 ALTA Survey Red Flags That Can Derail a Real Estate Closing

ALTA survey due diligence is one of the most technical — and most underappreciated — parts of a commercial real estate transaction. The ALTA/NSPS Land Title Survey is prepared by a licensed surveyor and reviewed by a title attorney, but neither discipline brings the construction and site development perspective needed to catch the issues most [...]

By Nate Gillette|April 18th, 2026|Due Diligence|0 Comments

Rusting Dilemma: The Challenges of Galvanized Plumbing in Multifamily Buildings
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Rusting Dilemma: The Challenges of Galvanized Plumbing in Multifamily Buildings

Property Condition Assessments

Rusting Dilemma: The Challenges of Galvanized Plumbing in Multifamily Buildings

In the labyrinth of pipes that weave through multifamily buildings, the choice of plumbing materials plays a critical role in the longevity and functionality of the plumbing system. One material that has been a historical stalwart, yet poses challenges over time, is galvanized plumbing. In this blog post, we'll delve into the issues associated with [...]

By Nate Gillette|January 21st, 2024|Property Condition Assessments|0 Comments

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